Protect What You've Built. Empower What Comes Next.
We’re here to cut through the noise and get real about your financial future. We're here to deliver gutsy, tailored financial strategies that make the complex simple, inspire action, and drive real results.



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What matters to us... is you.
We believe everyone deserves access to informed financial advice. No matter their situation, risk tolerance, or goals, we are here to support our clients in addressing current needs while preparing for the future.
Who We Serve
We believe everyone deserves access to expert financial guidance—no matter their current assets, income, or stage of life. We work with individuals and families from all backgrounds, tailoring strategies to their unique goals, passions, and struggles. This inclusive approach is important because financial security shouldn’t be reserved for the wealthy.
How We Serve
At Hearthstone Financial, we help individuals, families, and business owners protect what matters most—personally and professionally. From life insurance and retirement planning to business continuity and key person protection, we bring clarity, compassion, and strategy to every stage of life and business growth. Our mission is to empower you to make confident, values-aligned financial decisions that build security, preserve legacy, and support long-term success.
Who is Rachel Eigen?
Rachel isn’t your typical financial professional. She’s part strategist, part problem-solver, and 100% committed to helping you own your financial future. With years of experience in industrial and systems engineering, she knows how to cut through the fluff and get straight to what works. Rachel’s holistic, unapologetically real approach ensures that every dollar, decision, and strategy is working for you—not the other way around.
About Rachel & Team.


Rachel Eigen
"As a Financial Strategist who doesn't play by the old rules, I'm here to cut through the BS and build you a real, no-nonsense plan that actually works."

Rachel Eigen

Shea Rivera

Shea Rivera

Megan King

Megan King
How We Help You

Personal Financial Power Moves
We offer deep-dive financial assessments to truly understand your situation from the ground up. Our retirement plans are designed to be anything but boring. If debt is weighing you down, our Debt annihilation strategies are built to tackle it head-on. As for your investments, we construct smarter portfolios aimed at helping your money work harder for you.

Business Financial Domination
We provide cash flow solutions designed to truly get your money moving effectively. For boosting your bottom line, our profitability playbooks offer clear and actionable strategies. When it's time to grow, our scaling strategies are built to be practical and logical. We also offer risk management that's about smart planning, not unnecessary worry. And for powerful financial flexibility, we can explore the potential of Infinite Lines of Credit.

Holistic Wealth Mastery
We specialize in integrated strategies that seamlessly blend your personal and business financial worlds. To keep more money in your pocket, our strategies are designed to deliver real savings. For the future, our succession planning offers you true peace of mind. And for something that lasts, we focus on legacy-building that ensures you leave a meaningful impact.